Philip Kelvin on scaling Tranch and taking the business to Exit

In this conversation, Philip reflects on the reality of being a CEO in an early-stage fintech — where the role quickly becomes CFO, CRO, CPO and GM combined. He shares how operating across every function shapes both growth and resilience, as well as why his CFO background both helped, and at times hindered. Drawing on his background as a CFO, he discusses the structural advantages finance leaders can bring to building fintech and AI-driven businesses – disciplined growth, strong unit economics and, when appropriate, exit-readiness.

The session also explores the mechanics of engineering an exit.